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Refund denied: what to check before you dispute

Read the denial, confirm the right billing owner, cancel future billing if needed, then collect proof before asking your bank or card issuer about dispute options.

Clear answer

Read the denial, confirm the right billing owner, cancel future billing if needed, then collect proof before asking your bank or card issuer about dispute options. Policy may vary by country or account type.

Step-by-step instructions

  1. Save the denial message and policy reason.
  2. Confirm the billing route was Apple, Google Play, PayPal, the merchant, Stripe, Paddle, or your bank card.
  3. Cancel future billing if still active.
  4. Ask the company whether an appeal or additional proof is accepted.
  5. If unresolved or unauthorized, contact your bank/card issuer with a clean evidence packet.

Official source links

Proof checklist

  • Receipt or order ID
  • Statement descriptor and amount
  • Account email used
  • Screenshots of subscription/refund pages
  • Support case numbers and reply dates

Mistakes to avoid

  • Do not file duplicate claims with different facts.
  • Do not say unauthorized if the issue is regret or missed cancellation.
  • Do not wait until your bank deadline passes.

FAQ

Does CancelWise cancel this for me?

No. CancelWise is a free independent information website. You complete the action through the official company, billing provider, bank, or carrier.

What if the policy is unclear?

Use the official source link and write: Policy may vary by country or account type. Save the answer you receive.